
The National Health Insurance Scheme (NHIS) is a government-run program in Ghana that provides access to health care services for all citizens of the country. It was established in 2003 and is overseen by the National Health Insurance Authority (NHIA), which is responsible for implementing and managing the NHIS.
Under the NHIS, all citizens of Ghana are required to enroll in a health insurance plan and pay premiums to cover the cost of their care. In return, they are entitled to access a range of health services at no or low cost, depending on their plan. These services include preventive care, diagnostic testing, treatment, and referral services.
The NHIS covers a wide range of health services, including primary care, hospitalization, and specialized care. It is intended to improve access to health care for all citizens of Ghana and to reduce the financial burden of health care costs. It is also intended to help ensure that all citizens have access to quality health care services and to support the overall health and well-being of the population.