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Fino Payments Bank is a payments bank in India. It was granted a payments bank license by the Reserve Bank of India (RBI) in 2016 and commenced operations in 2017. Payments banks in India are a new type of financial institution that are allowed to accept deposits and issue debit cards, but are not allowed to lend money or issue credit cards. Fino Payments Bank is focused on providing banking and financial services to underbanked and unbanked customers, particularly in rural and semi-urban areas. The bank offers a range of services, including opening accounts, depositing and withdrawing money, and making digital payments. It also offers insurance products and loans to its customers.

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