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Blue Cross and Blue Shield (BCBS) is a federation of 36 independent health insurance companies in the United States. The BCBS Association was formed in 1929 to coordinate activities and standardize the services of the individual Blue Cross and Blue Shield plans. The organization provides health insurance coverage to over 100 million people in the United States.
Each independent BCBS company operates within a specific geographic region and offers a range of health insurance plans, including individual, family, and group coverage. Some BCBS companies also offer dental, vision, and Medicare supplemental insurance.
BCBS plans typically offer a wide range of benefits, including preventive care, prescription drug coverage, and hospitalization. Many BCBS plans also offer wellness programs and other resources to help members stay healthy.
The Blue Cross and Blue Shield Association also works to improve the overall quality of healthcare in the United States through initiatives such as the Blue Distinction program, which recognizes healthcare providers that meet certain quality standards, and the Blue Health Intelligence program, which provides data analytics to help BCBS plans make more informed decisions about healthcare.
